Every family and farmer needs to be able to save in order to invest in their farms or small businesses, pay school fees or make other larger purchases. Access to banks often involves a long journey and an expensive bus fare and a large extended family usually makes saving difficult. Access to micro-credit is not available to most farmers.

The self-managed VSL programme enables farmers to save and access micro loans without external financial input. We have trained several groups in church and village communities where participants have successfully run their own VSL groups.

(Read Mercy Beston's story to see how the training has impacted lives)

Self-managed Village Savings and Loans Group